Choosing the best medical travel insurance depends on your needs, budget, and destination. Some top providers for 2024 include:
1. Trawick International
- Highlights: Offers up to $1 million in medical evacuation coverage, coverage for pre-existing conditions, and budget-friendly policies. It also has options for annual coverage for frequent travelers.
- Best For: Comprehensive coverage and pre-existing conditions.
2. Seven Corners
- Highlights: Specializes in remote travel with medical evacuation coverage up to $1 million. Includes sports and adventure activity coverage.
- Best For: Travelers visiting remote or adventurous destinations.
3. IMG (International Medical Group)
- Highlights: Provides extensive medical coverage up to $500,000, customizable plans, and support for high-risk or remote travel areas.
- Best For: Comprehensive health coverage.
4. Allianz Global Assistance
- Highlights: Offers global support with 24/7 assistance, though medical coverage caps at $50,000. Its strength lies in reliability and customer service.
- Best For: General international travel with a focus on customer support.
5. Tin Leg
- Highlights: Known for its well-rounded benefits, with medical evacuation up to $1 million and emergency medical coverage exceeding $100,000. It also caters to travelers with pre-existing conditions.
- Best For: Travelers seeking flexible and comprehensive plans.
Key Features to Look For in Medical Travel Insurance
- Emergency Medical Coverage: Policies typically range from $50,000 to $1 million.
- Medical Evacuation: Essential for remote destinations, with coverage often reaching $1 million.
- Pre-Existing Condition Coverage: Available from providers like Trawick and Tin Leg if purchased early.
- Trip Interruption and Cancellation: Covers unexpected changes.
When choosing, compare plans based on your travel specifics using platforms like Squaremouth or Insubuy.
